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Job Title: Protection Adviser / Life insurance advisor 

Job Title: Protection Adviser / Life Insurance Advisor
Location: Remote – Working for a UK-based Company
Reports To: Head of Mortgages / Protection Team Lead
Employment Type: Full-Time

Overview

We are seeking a proactive and client-focused Protection Adviser to deliver expert advice across life insurance, critical illness cover, income protection, family income benefit, and business protection.

This role plays a vital part in our client service model — working closely with mortgage advisers to ensure every client is fully protected and financially secure. You’ll identify protection opportunities, provide tailored, compliant solutions, and help clients safeguard their homes, income, and families.

Applicants regulated under either the Financial Conduct Authority (FCA) in the UK or the Financial Services Board (FSB) in South Africa are welcome to apply. Cross-border experience and knowledge of both frameworks will be an advantage.

Key Responsibilities

 

1. Client Advice & Recommendations

  • Collaborate with mortgage advisers to ensure clients receive full, compliant protection advice.

  • Conduct detailed fact-finds and assess financial and personal circumstances.

  • Provide professional advice on all protection products including life, critical illness, and income protection.

  • Present tailored, transparent recommendations.

  • Ensure all advice meets FCA or FSB regulations.

2. Case Management & Client Support

  • Manage the full application process, liaising with insurers and clients.

  • Ensure smooth progress from recommendation to policy completion.

  • Maintain accurate, GDPR-compliant client records.

3. Collaboration, Development & Retention

  • Integrate protection advice within the mortgage process.

  • Build and retain long-term relationships through excellent communication and regular policy reviews.

4. Compliance & Professional Standards

  • Deliver advice within regulatory frameworks (FCA / FSB).

  • Maintain up-to-date knowledge of products and compliance requirements.

  • Uphold ethical, client-first standards and TCF principles.

Skills & Experience Required

  • Minimum 2 years’ experience as a Protection or Mortgage & Protection Adviser.

  • Solid understanding of protection products and underwriting.

  • Proven ability to deliver compliant, customer-centric advice.

  • Excellent interpersonal and communication skills.

  • Experience working with UK or South African clients (advantageous).

Qualifications (Preferred but Not Essential)

  • RO1 / RO5 / CeMAP (UK – FCA regulated)

  • RE5 or equivalent (South Africa – FSB regulated)

  • Commitment to ongoing CPD

Personal Attributes

  • Ethical, professional, and service-oriented

  • Collaborative and relationship-driven

  • Self-motivated and organised

  • Passionate about protecting clients’ financial futures

Remuneration

  • Competitive base salary + commission / performance bonus

  • Funded professional development

  • Fully remote working

To Apply

 

 

Please send your updated CV to centurioncareers01@gmail.com quoting Ref: PALI007.

Apply Here:

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